ESTIMATED 2026 Insurance Qualifiers
Nov 5, 2025
1 min read
Updated: Nov 21, 2025
These are the projected insurance qualifiers for 2026 benefits.
These are estimated qualifiers only!
The 2026 Annual H&W Insurance requirement is 85% of all LIVE racing days/nights:
Days:
161 @ 85% Live Racing Days = 137 Days required
Nights: (Including Quarter Horse and Harness Nights)
120 @ 85% Live Racing = 102 Nights required